Benchmark-driven pricing
Your rate is the published overnight benchmark for your currency — SONIA, SOFR or EURIBOR — plus a contractual tier spread. When the rate moves, you can verify why in seconds.
Margin Financing
Increase your market exposure without dismantling your portfolio
Flexible, benchmark-linked financing for active traders and professional investors — with daily interest calculation, monthly settlement and a pricing structure you can verify line by line.
- Rates from
- 4.50%
- Interest accrual
- Daily
- Financing fees
- None
per annum, benchmark-linked
settled monthly in arrears
no arrangement or non-utilisation fees
Key benefits
Institutional financing, transparently priced
Daily accrual, monthly settlement
Interest is calculated on the balance outstanding each day. Borrow for four days and you pay for four days. Accrued interest is aggregated and charged once a month.
No hidden financing fees
No arrangement fee, no commitment fee on undrawn balances, no minimum monthly charge. The interest is the cost.
Tiered spreads
Larger balances attract tighter spreads, applied across the whole balance rather than only the incremental slice.
Broad collateral eligibility
Financing available against eligible listed equities, broad-market and sector ETFs, and other supported assets, each with a published LTV band.
Flexible borrowing limits
Capacity is calculated continuously from portfolio value and collateral quality, with no fixed repayment schedule and no early repayment penalty.
Transparent pricing
Rates you can check against a published benchmark
Financing rates are benchmark-driven and reviewed periodically to reflect market conditions. Below are the indicative spreads applied on top of each currency's reference rate.
| Currency | Benchmark | Loan tier | Spread |
|---|---|---|---|
| GBP | SONIA | Below 100,000 | +2.50% |
| 100,000 – 1,000,000 | +1.75% | ||
| 1,000,000 and above | +1.25% | ||
| USD | SOFR | Below 100,000 | +2.50% |
| 100,000 – 1,000,000 | +1.75% | ||
| 1,000,000 and above | +1.25% | ||
| EUR | EURIBOR | Below 100,000 | +2.75% |
| 100,000 – 1,000,000 | +2.00% | ||
| 1,000,000 and above | +1.50% |
Applied annual rate = benchmark + tier spread. Benchmark rates move with market conditions and pricing is reviewed periodically. Spreads shown are indicative; final pricing is subject to account review.
Risk parameters
Know the levels before you draw
Every facility is governed by two thresholds. We publish both, because a borrowing limit you cannot model is a risk you cannot manage.
- Margin call at 130% — below this maintenance ratio you are asked to restore the buffer, with a defined response window.
- Stop-out at 110% — at this level positions are closed to protect the outstanding balance.
- Published LTV bands — each asset class carries a stated advance rate, so capacity is never a surprise.
Indicative LTV bands
| FTSE 100 / S&P 500 constituents | 70% |
| Other listed equities (Tier 2) | 50% |
| Broad-market ETFs | 75% |
| Sector & thematic ETFs | 60% |
| Government bonds | 85% |
Indicative only. Concentration limits and eligibility criteria apply.
Insights
Understanding the mechanics
Risk Management for Leveraged Portfolios
Position sizing, correlation, liquidity planning and the operational discipline that keeps a financed portfolio intact through a drawdown.
Margin Calls and Stop-Out Explained
What triggers a margin call, how long you have to respond, how forced liquidation is executed, and the practices that keep you away from both.
Loan-to-Value and Collateral Quality
Why the same portfolio value supports very different loan sizes, how LTV bands are assigned, and what concentration does to your borrowing capacity.
Discuss a facility
Speak to us about eligibility, indicative pricing and the collateral treatment applied to your portfolio.